Conventional Loans

T.J. Rasmussen, Senior Loan Officer — FHA, VA, conventional, jumbo, USDA, and DSCR home loans with clear guidance and fast pre-approvals.

T.J. Rasmussen, Mortgage Loan Officer

Barrett Financial

Phone: (913) 787-6360

Email: [email protected]

NMLS# 1198524

Company NMLS# 181106

Licensed in: KS, MO, FL

T.J. Rasmussen | NMLS #1198524 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | FL MLD1880 | KS MC.0025726 | MO | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

Conventional Loans

Conventional Loans

What Are Conventional Loans?

Requirements

2026 Conventional Loan Limits

Frequently Asked Questions

Ready to Get Started?

LOAN PROGRAMS

Traditional Financing

The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.

Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.

Down payments as low as 3% for qualified first-time buyers.

Explore your conventional loan options and find the perfect financing solution for your home.

T.J. Rasmussen | NMLS #1198524 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | FL MLD1880 | KS MC.0025726 | MO | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106