T.J. Rasmussen, Senior Loan Officer — FHA, VA, conventional, jumbo, USDA, and DSCR home loans with clear guidance and fast pre-approvals.
Conventional Loans
Conventional Loans
What Are Conventional Loans?
Requirements
2026 Conventional Loan Limits
Frequently Asked Questions
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LOAN PROGRAMS
Traditional Financing
The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.
Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.
Down payments as low as 3% for qualified first-time buyers.
Explore your conventional loan options and find the perfect financing solution for your home.
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