FHA Loans

T.J. Rasmussen, Senior Loan Officer — FHA, VA, conventional, jumbo, USDA, and DSCR home loans with clear guidance and fast pre-approvals.

T.J. Rasmussen, Mortgage Loan Officer

Barrett Financial

Phone: (913) 787-6360

Email: [email protected]

NMLS# 1198524

Company NMLS# 181106

Licensed in: KS, MO, FL

T.J. Rasmussen | NMLS #1198524 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | FL MLD1880 | KS MC.0025726 | MO | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

FHA Loans

FHA Loans

What Are FHA Loans?

Requirements

2026 FHA Loan Limits

Benefits of FHA Loans

Frequently Asked Questions

Ready to Get Started?

LOAN PROGRAMS

Government-Insured Financing

Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.

As little as 3.5% down with credit scores from 580 and above.

Whether you are buying your first home or looking for more flexible qualification criteria, FHA loans provide government-backed security with terms designed for working families.

*Subject to AUS Approval. Rates and requirements are subject to change.

FHA loan limits vary by area. Here are the current limits by area type.

Let us help you navigate the FHA loan process and find the perfect home financing solution.

T.J. Rasmussen | NMLS #1198524 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | FL MLD1880 | KS MC.0025726 | MO | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106